SHORT TERM / LONG TERM DISABILITY
SUMMARY OF BENEFITS
Columbia County Board of Education


 

Disability Insurance

Coverage is available to all full-time and
(Hartford)  half-time employees who work 15 hours
  or more a week.  Coverage limits are based on an
  employee's annual income. (See rate sheet below)

 

The school system pays for long-term disability for employees who become disabled after 180 days and qualify for the plan.  The short-term disability plan is an optional plan that employees may elect as a payroll deduction.  This plan helps subsidize an employee's income on the 8th full day of the disability up to 180 days.  The current plan also covers pregnancy.
 

SHORT-TERM DISABILITY

Effective January 1, 2008 - December 31, 2008

An eligible person may participate in the Plan under any one of the benefit levels outlined below, provided the Weekly Disability Benefit of the level selected does not exceed 66 2/3% of your weekly salary from the Board of Education.  If the weekly benefit is more that 66 2/3% of the weekly salary at the time you become disabled, the weekly benefit will be reduced to 66 2/3% of that weekly salary.

If your gross annual salary is at least

  

You are eligible for maximum weekly accident and sickness benefit of:

Monthly premium as of

January 1, 2008

$3,900.00

$50.00

$  3.90

 

 

 

$7,800.00

$100.00

$  7.80

 

 

 

$11,700.00

$150.00

$11.70

 

 

 

$15,600.00

$200.00

$15.60

 

 

 

$19,500.00

250.00

$19.50

 

 

 

$23,400.00

$300.00

$23.40

 

 

 

$27,300.00

$350.00

$27.30

 

 

 

$31,200.00

$400.00

$31.20

 

 

 

$35,100.00

$450.00

$35.10

 

 

 

$39,000.00

$500.00

$39.00

 

 

 

$42,900.00

$550.00

$42.90

 

 

 

$46,800.00

$600.00

$46.80

 

 

 

$50,700.00

$650.00

$50.70

 

 

 

$54,600.00

$700.00

$54.60

 

 

 

Accident - The weekly benefit selected will be paid beginning on the 1st full day of disability and not exceed 180 calendar days.  Work related accidents are not covered.

Sickness - The weekly benefit selected will be paid beginning on the 8th full day of disability and not to exceed
180 calendar days.

To enroll in Short-Term disability, please complete the "Short Term Enrollment Form" on Doc-e-fill.  If you are enrolled in Short-Term disability and wish to file a claim, please see "Short Term Filing a Claim" in Doc-e-fill.   The local representative is Mr. Richard Poythress.  He can be reached at (706)650-5500.

Short term disability coverage does not increase automatically with a salary increase.  To increase coverage, an employee must complete a Statement of Health Form (Evidence of Insurability) that can be obtained by contacting Sandra Lewis, Business Department at slewis@ccboe.net.
 

LONG-TERM DISABILITY

Hartford Insurance Company 

This coverage becomes effective after 180 days of being disabled.  The benefit is 60% of the employee's monthly gross at the date of disability.

Benefits are reduced if an employee has been approved for retirement, social security or workers' compensation benefits.

Please contact Sandra L. Lewis at (706)541-2723, Ext. 5102 for a claim form.  The local representative is Mr. Richard Poythress.  He can be reached at (706)650-5500.