AMERITAS DENTAL SUMMARY OF BENEFITS
Columbia County Board of Education

Effective January 1, 2008  through December 31, 2008

Highlights:

Choose from three plans (Low, Middle or High)
 All plans allow patient to use any dentist
 All plans include Dental Rewards (maximum rollover feature)
 All plans include Adult and Child Orthodontia (12 month wait period - new hires only)
 All plans include a $50 deductible on Basic and Major Services
 
All plans include a $1,000 annual maximum on Preventive, Basic and Major Procedures
 All plans include a $1,000 lifetime maximum on orthodontia


Low Plan

Sample Procedures    Allowance
0120 Periodic Oral Evaluation  (Twice in a Benefit Period) $21.00
1110 Prophylaxis   -  Adult (Twice in a Benefit Period) $45.00
0272 Bitewings  -   two films (Twice in a Benefit Period)    $19.00
2140 Amalgam restoration  -  one surface, primary or permanent     $30.00
3310 Endodontics -  root canal, anterior    $185.00
2792 Crown - full cast noble metal      $150.00

                        Employee                                                        $16.16
                        Employee & One Dependent                      $31.16
                        Employee & 2 or more Dependents         $52.24



Middle Plan

Sample Procedures   Allowance
0120 Periodic Oral Evaluation (Twice in a Benefit Period) $23.00
1110 Prophylaxis   -  Adult (Twice in a Benefit Period) $50.00
0272 Bitewings  -   two films (Twice in a Benefit Period) $21.00
2140 Amalgam restoration  -  one surface, primary or permanent.  $39.00
3310 Endodontics -  root canal, anterior. $241.00
2792 Crown - full cast noble metal $200.00

                        Employee                                                        $20.84
                        Employee & One Dependent                      $39.80
                        Employee & 2 or more Dependents         $65.56
 


High Plan

Coinsurance (Plan Pays)
Preventive Procedures.................................................................................................................................100%
     Cleaning, Exams, Space Maintainers, Fluoride for Children under age 19, X-Rays, Sealants
Basic Procedures............................................................................................................................................80%
     Fillings, Anesthesia, Simple Extractions, Oral Surgery, Root Canals, Gum Disease, Denture Repair
Major Procedures............................................................................................................................................50%
    Crowns, Dentures, Bridges, Onlays


                        Employee                                                        $36.84

                        Employee & One Dependent                      $74.52
                        Employee & 2 or more Dependents         $120.68